📅 When
November 2, 2026 (12:00 AM PHT) to December 27, 2026 (11:59 PM PHT). The promo is open nationwide in the Philippines, online at app.bidacredit.ph. It has 4 rounds, with one winner drawn each round.
Round 1
Entry period
Nov 2 – Nov 15
Draw date
Nov 16, 11:30 AM
Round 2
Entry period
Nov 16 – Nov 29
Draw date
Nov 30, 11:30 AM
Round 3
Entry period
Nov 30 – Dec 13
Draw date
Dec 14, 11:30 AM
Round 4
Entry period
Dec 14 – Dec 27
Draw date
Dec 28, 11:30 AM
Each entry period starts at 12:00 MN PHT on its first day and ends at 11:59 PM PHT on its last day.
✅ Who can join
- You must be 18 or older and living in the Philippines.
- You need a verified BidaCredit account and must opt in to the Bida Lucky One event in the app.
- Have a valid Philippine-issued ID, such as a Passport, Driver’s Licence, UMID, SSS ID, PhilHealth ID, Voter’s ID, or any government-issued photo ID.
- It’s free to join. No purchase, fee or payment is needed to join or win.
🚀 How to join
- Sign up at app.bidacredit.ph using your full name, email address and mobile number, then verify your account.
- Go to Events and opt in to Bida Lucky One. Your full name, username, verified email, verified mobile and address are filled in automatically. Look out for a confirmation email with these details.
- Earn entries
🎟️ How to earn entries
+1 entry
Submit your first loan application on the BidaCredit marketplace
One time only
+2 entries
Every 3 referrals who complete profile verification
Repeatable
+3 entries
Get your first loan approved on the BidaCredit marketplace
One time only
Entries are added to your account automatically for each completed action. To track your entries per round, go to Leaderboard > Events > Bida Lucky One.
⚠️ Entries reset every round. Entries from earlier rounds don’t carry over to the next draw. New rounds start at 12:00 MN PHT on Nov 16, Nov 30 and Dec 14.
🎡 How winners are picked
- Winners are drawn one day after each cut-off, live on Microsoft Teams, with a DTI representative present.
- Usernames are uploaded to wheelofnames.com, which picks a winner at random.
- Your username is added once for every entry you have, so more entries mean better chances.
- There’s no limit on how many times you can join, and you can win more than once.
🏆 Prize
₱3,000
- The prize is ₱3,000 per round, sent by bank or e-wallet transfer to your verified account. No physical claiming needed.
- Only the winner can claim the prize. It can’t be transferred or claimed by someone else.
📣 How winners are told
- Winners are notified individually by registered mail and by email from general@bidacredit.ph.
- Winning usernames (usernames only, for privacy) are also posted on BidaCredit’s official Facebook, Instagram and TikTok pages.
- Claim your prize within 60 days of receiving the official notice. Unclaimed prizes are forfeited in favor of LenderLink Inc., with DTI approval.
🚫 BidaCredit will never ask you to pay to claim a prize. Ignore messages from accounts that aren’t official.
❌ Who can’t join
Employees, developers, contractors, agents and staff of LenderLink Inc. and its subsidiaries and affiliates, and their relatives up to the 2nd degree of consanguinity or affinity.
Participating outlets, their employees, and their relatives up to the 2nd degree of consanguinity or affinity.
Anyone with more than one BidaCredit account, or with prior fraud or misconduct on the platform.
BidaCredit may disqualify anyone who doesn’t follow these mechanics, including accounts flagged for fraud, multiple registrations or other platform integrity violations.
Win ₱3,000 every two weeks!