About BidaCredit
Yes. 100% free. No hidden fees.
Yes. Anyone can join BidaCredit.
Nope! You can be a total beginner and that’s fine because we’ll help you get to know the world of credit through our platform.
BidaCredit is not a lending company. We are a platform that helps you learn more about credit through games, rewards, and more.
BidaPower is the energy used to play games and complete certain activities. You can earn or replenish BidaPower through:
- Daily login rewards
- Completing missions
My Account
Yes. BidaCredit follows the Philippines’ Data Privacy Act and uses bank-grade security. You control what you share, who sees it, and you can delete your data anytime. We never sell your information.
Nope — you’re just a “thin file” right now, which basically means your credit story hasn’t been written yet. Good news: that’s the perfect place to start. We’ll teach you the ins and outs of building credit, level by level.
You can use any primary Ids (preferably the ones you use to apply for loans). This can be your Passport, TIN, UMID, Driver’s License
Verification may fail if your ID is blurry, has glare, is cropped, expired, or has information that isn’t clearly visible. Try again in a well-lit area and make sure all ID details are readable.
Rewards & Referrals
BidaCredits is your in app currency. You can exchange them for vouchers and other rewards so stay tuned for our rewards marketplace launch.
Expiration, if applicable, will depend on the current BidaCredits and rewards terms. Check the latest program mechanics for details.
BidaCredits are tied to your BidaCredit account unless a specific feature or promotion explicitly allows transfers.
Check whether you completed all requirements and whether the activity was eligible for BidaCredits. If you believe credits are missing, contact Support with the relevant details.
Share your unique referral link or code with your friends. Make sure they follow the required steps under the current referral campaign mechanics.
Referral payouts are processed according to BidaCredit’s current payout schedule. Processing may be moved to the next business day when the scheduled payout falls on a public holiday.
Referral limits and mechanics may vary depending on the active campaign or program. Check the latest BidaBarkada mechanics for the current earning limits.