This promo is open to new and existing BidaCredit users who have successfully verified their profile and accessed their credit report.

Reward Details

Referrers will receive ₱20.00 (capped at ₱1,000 per week) for each referral who completed sign up and profile verification starting September 10, 2026.

Payouts are processed every Monday, Wednesday, and Friday at 3PM (PHT). Please note that processing does not mean the payment will be received immediately. Once processed, please allow up to 3 business days for the payment to be credited to your account.

This promo is open to new and existing BidaCredit users who have successfully verified their profile.

How to Earn: 

1. User “Referrer” may participate in this promo by using their unique BidaCredit generated invite link to invite users or “Referees” to join BidaCredit.
2. The Referrer may view his/her invite code in the BidaCredit app by tapping the REFERRAL tile on the home page.
3. The Referrer may share their invite code to as many friends as possible during the promo period. They may post it on any social media platform or share it via messaging apps.
4. Referrers will receive ₱20.00 (capped at ₱1,000.00 per week) for each referral who completed sign up and profile verification.
5. Referrers will receive their payouts for each successful referral every Monday, Wednesday and Friday, 3PM.
6. Referred users must sign up to BidaCredit and verify their profiles within 30 days from sign up to count as a successful referral.
7. Referrers whose invite link was used by a referee outside the promo period but were not able to complete the steps indicated in Step 6 are NOT eligible for the promo.
8. The Referrer must have a valid BidaCredit account before referring to a friend to receive the reward.

1. Qualified users will be have their rewards credited every Monday, Wednesday and Friday, 3PM through their preferred wallet. 
2. Any reward credited to the qualified user shall be deemed final unless the customer notifies BidaCredit of any mistake in crediting, such as, but not limited to incorrect reward credited or uncredited reward, within 10 days from the end of the promo period.
3. This promo is applicable to unique and valid BidaCredit accounts only. BidaCredit reserves the right to withdraw rewards or prizes if one person has already received the prize or benefit and / or found to be fraudulent, even if already issued.
4. This promo is applicable only to unique and valid BidaCredit accounts created using the BidaCredit app and registered under a unique mobile number and mobile device. User will not be eligible to participate in the promo if he/she is found to have created multiple accounts. Moreover, accounts created outside of the BidaCredit app are not eligible for this promo.
5. If a Referee is invited by multiple people with invite link, the referral will only be attributed to the referrer whose invite link was entered in the app.
6. BidaCredit accountholders who are blacklisted due to a violation of a BidaCredit promo, or who has violated or is subsequently found to be in violation of any of the terms and conditions of BidaCredit are not qualified to participate in this promo.
7. Those who are proven of or are found out to be abusing the BidaCredit system or is proven of committing fraudulent acts to abuse the system are also not qualified to participate in the promo or receive rewards.
8. If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, BidaCredit shall have the right to clawback the prize or reward given.
9. BidaCredit reserves the right to refuse and withdraw the awarding of rewards or prizes to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
10. Qualified users must provide valid payout or bank account details that match the name and information registered on their BidaCredit profile. BidaCredit reserves the right to withhold the release of any referral reward until the account details have been verified and any discrepancies have been resolved.
11. Qualified users with pending referral rewards must provide valid and matching payout or bank account details within thirty (30) calendar days from the date they are notified by BidaCredit. If the required details are not provided or corrected within this period, the pending referral reward shall be deemed forfeited and will no longer be eligible for payout.
12. The customer must notify BidaCredit for any complaints regarding the promo. For clarifications and complaints relative to this promo, you can email general@bidacredit.ph.