Bida-Bida Ka Ba?

The Promo is open to individuals who are at least eighteen (18) years old and residing in the Philippines, and who:

• 1
  Have a verified account with BidaCredit at app.bidacredit.ph
• 2
  Possess a valid Philippine-issued ID (Passport, Driver's Licence, UMID, SSS ID, PhilHealth ID, Voter's ID, or any government-issued photo ID)
• 3
  Log in, complete missions, and climb the Weekly BidaRanking leaderboard during a promo week

Employees, developers, contractors, agents, and staff of the promoting agency (LenderLink Inc.) and its subsidiaries/affiliates, including their relatives up to the second (2nd) degree of consanguinity or affinity, are disqualified from joining the Promo. Advertising is handled in-house by LenderLink Inc.; there is no separate advertising agency. Participating outlets and their employees and relatives up to the second (2nd) degree of consanguinity or affinity are likewise disqualified.

Additionally, any person with multiple accounts on the BidaCredit platform and any person with prior fraud or misconduct on the BidaCredit platform are disqualified. BidaCredit reserves the right to disqualify any participant that does not comply with these mechanics, including accounts flagged for fraud, multiple registrations, or any violation of platform integrity rules.

• 1
  Sign up at app.bidacredit.ph using your full name, registered mail address, and mobile number.
• 2
  Log in daily and complete missions to earn BidaPoints.
• 3
  Reach the #1 spot on the Weekly BidaRanking leaderboard by Friday, 1:00 PM PHT.

The BidaRanking system automatically tracks your standing. Every Friday at 1:00 PM PHT, a BidaCredit authorised representative, under the supervision of a DTI representative, will officially determine the leaderboard standings and begin the verification and announcement process.

Qualified Users earn BidaPoints by logging in and completing missions available on the BidaCredit platform (Missions tab). Missions are grouped into Daily, Weekly, Social, and Finance categories.

There is no separate submission of entries. Participation is automatic through the Weekly BidaRanking leaderboard.

The Top 1 ranked Qualified User on the Weekly BidaRanking leaderboard as of Friday, 1:00 PM PHT each week shall be declared the weekly winner, subject to backend verification.

The winner is determined one hundred per cent (100%) by the BidaCredit Weekly BidaRanking leaderboard position based on cumulative BidaPoints earned during the week from missions and quizzes, as displayed on the Leaderboard Page > Weekly tab. No subjective judging is involved. Ranking is determined automatically by the BidaCredit platform's points system.

Criteria: Not applicable. This Promo does not involve subjective judging. The weekly winner is determined solely and automatically by the BidaCredit platform's system based on BidaCredits earned from missions and quizzes, as displayed on the Leaderboard Page > Weekly tab. No judging panel, criteria, or percentages apply.

Names & Profile of Judges: Not applicable. There are no human judges. Ranking is determined automatically by the BidaCredit platform's points system. Verification of the weekly winner is performed by an authorised BidaCredit/LenderLink representative.

Procedure in the Verification of Winning Entries:

• 1
  At 1:00 PM PHT every Friday, an authorised BidaCredit representative views the live Weekly BidaRanking leaderboard and takes an official screenshot of the Top 1 standing.
• 2
  The representative conducts a backend Account Integrity Check: the account is reviewed for multiple registrations (by matching name against ID verification records) and prior fraud.
• 3
  If the Top 1 user holds more than one account under the same verified identity (same name and government-issued ID), that user is disqualified and the process applies to the next highest-ranked Qualified User.
• 4
  Upon successful verification, the winner is confirmed. BidaCredit maintains a complete audit trail for DTI review upon request.

Each weekly winner (the Top 1 Qualified User per cycle) shall receive PHP 2,000.00 (Two Thousand Pesos) in cash, paid via direct bank or e-Wallet transfer in Philippine Pesos.

There shall be ten (10) weekly winners across the Promo period. Total prize pool: PHP 20,000.00 (Twenty Thousand Pesos). Prizes are in cash and are not transferable.

• 1
  At 1:00 PM PHT every Friday, the leaderboard cycle closes and an authorised BidaCredit representative views the live leaderboard and takes an official screenshot of the Top 1 standing.
• 2
  The representative submits the record for backend verification. The Account Integrity Check reviews the winning account for multiple registrations and prior fraud.
• 3
  If the Top 1 user fails verification, the next highest-ranked Qualified User undergoes the same process until a verified winner is confirmed.
• 4
  Once verified, BidaCredit schedules the public announcement for 4:00 PM PHT the same Friday.

Not applicable. This Promo does not involve subjective judging or a panel of judges. The winner is determined solely by the automated BidaCredit BidaRanking points system. Verification of the winning entry is performed by an authorised BidaCredit/LenderLink representative.

A Qualified User may participate and win every week. There is no restriction on the number of times a participant may win, including consecutive wins.

Winners are notified individually via Registered Mail and email from bawbaw@mail.bidacredit.ph within the same day (Friday) of the weekly determination. Winners shall also be notified through BidaCredit's official social media pages (Facebook, Instagram, and TikTok).

BidaCredit publicly announces each weekly winner at 4:00 PM PHT every Friday on its official Facebook, Instagram, and TikTok pages. The announcement shall include the winner's name (as registered on BidaCredit) and the week/cycle won.

Each weekly prize is ₱2,000.00, which is below the ₱10,000.00 threshold. The twenty per cent (20%) tax on prizes exceeding ₱10,000.00 does not apply to this Promo.

In the event that any applicable tax is assessed, it shall be for the account of the winner, unless otherwise determined by BidaCredit/LenderLink.

Winners have sixty (60) days from receipt of the official winner notification to claim their prize. Unclaimed prizes shall be forfeited in favour of LenderLink Inc. with prior approval from the DTI.

LenderLink shall report all forfeited prizes to the DTI within thirty (30) days of forfeiture.

Prizes are delivered via bank or e-Wallet transfer to the verified account of each weekly winner, processed once the winner confirms receipt of the official winner notification and submits their bank or e-Wallet details.

Winners must submit:

• a
  One valid government-issued ID with a clear photo
• b
  Bank or e-Wallet details — account name must match the winner's government-issued ID

Ten (10) weekly determination dates per the official mechanics. Promo period: June 23 – August 28, 2026. Per DTI Fair Trade Permit No. FTEB-______ Series of 2026.